ZIP 51365 Property Distress & Foreclosure Data

Composite property distress in 51365 (Emmet County, Iowa) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100). The sharpest non-environmental signals are institutional ownership (47/100), structural risk (41/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Structural risk reads 41/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 3.5%. Owners hold 89% of homes, renters 11%. Median household income is $81,071, near the U.S. median near $78,000. 8.7% of residents fall below the poverty threshold. Home values center near $129,300, an affordability ratio of 1.4× — accessible. DLRadar's demographic-stress index for the area reads 16/100. 475 residents call 51365 home, typically aged 43. There are about 163 housing units across 51365. Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 0% of tenant households.

On balance, 51365 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.