Emmet County, IA: Foreclosures, Tax Liens & Distressed Properties

Emmet County, IA, Iowa: 7 ZIP codes scored, Emmet County, IA averaging 22/100 (low, Emmet, IA), from 20 to 28. Emmet County, IA is in its peak phase (Emmet, IA confidence 28/100): Emmet, IA home prices up 2.5% (Emmet, IA) over twelve months. Emmet County, IA lender headwind: 30/100.

Highest-scoring Emmet County, IA ZIPs: 51364 (28/100), 51334 (24/100), 51342 (22/100), 50531 (21/100), 50578 (21/100), 51365 (21/100). Also scored in Emmet County, IA: 50514.

Across Emmet County, IA's scored ZIPs: median home value $128,957, household income $66,387, 13.9% vacancy, 9.9% poverty, 85% owner-occupied, median age 45.5.

Emmet County, IA insurance distress 51/100 (#1,072 in the US); FEMA hazard 40/100 for Emmet, IA; 2 federal disaster declarations in Emmet County, IA since 2023; 2 Emmet, IA NFIP flood claims, $37K paid; Emmet, IA construction distress 54/100.

4 banks with 6 branches lend in Emmet County, IA; Emmet, IA weighted bank stress 53/100, highest 71/100 in Emmet, IA.

Emmet County, IA unemployment 3.9% (Emmet, IA +0.1 pts, six months); 39 new housing units permitted in Emmet County, IA over twelve months, Emmet, IA up 5% from 37; Emmet, IA home prices +7.3% a year (Emmet, IA) over three years.

4,520 housing units in Emmet County, IA; 873 Emmet, IA renter households; 32% of Emmet, IA renters spend 30%+ of income on rent, 21% (Emmet, IA) half or more.

Emmet County, IA ranks #338 nationally on the opportunity index (Emmet, IA, among all ranked counties); Emmet, IA scores 34.3/100 and Emmet, IA sits #4 inside Iowa. Emmet, IA is in the peak_opportunity opportunity phase; Emmet, IA's primary driver is construction, Emmet, IA second driver vacancy; Emmet, IA moved up 443 places. 11 short-sale listings across Emmet, IA; 13 days on market observed in Emmet, IA; 12.7% vacancy over 7 Emmet, IA ZIPs.

No CFPB county sample covers Emmet County, IA. The non-metro area reading for Emmet, IA: 0.7% ninety-plus days late; Emmet, IA's thirty-to-eighty-nine share is 2.1% (Emmet, IA, December 2025 data); Iowa overall 0.9%.

Emmet County, IA has 4 watched banks; 4 Emmet, IA banks sit in an elevated band. Emmet, IA footprints: Northstar Bank (3 branches, stress 41) in Emmet, IA; Bank Midwest (1 branch, stress 71) in Emmet, IA; Northwest Bank (1 branch, stress 64) in Emmet, IA.

457 of the 4,520 housing units in Emmet, IA sit vacant. Emmet County, IA permitted 33 multifamily units in twelve months; Emmet, IA's one-to-four unit structures added 6 units in Emmet County, IA.