ZIP 50531 Property Distress & Foreclosure Data

DLRadar grades ZIP 50531 (Emmet County, Iowa) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100). Property-level stress concentrates in institutional ownership (47/100), structural risk (41/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Structural exposure scores 41 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 13.1% live below the poverty line. The tenure split is 99% owner-occupied to 1% rented. Households earn a median $105,375 — above the roughly $78,000 national figure. About 9% have a four-year degree. 260 residents call 50531 home, typically aged 59. There are about 173 housing units across 50531. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $152,000 here, or 1.2 times local income. On demographic stress specifically, 50531 scores 22/100.

Taken together, 50531 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.