ZIP 51358 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51358 (Palo Alto County, Iowa) returns a low composite of 18/100. Structural risk reads 41/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). Property-level stress concentrates in institutional ownership (51/100), structural risk (41/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (10/100) stay muted.

The market reads peak — home values rose 2.6% year on year, and 13% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,277 with a median age of 47. The vacancy rate is 35.7% — elevated. The ZIP holds roughly 753 housing units. Owners hold 81% of homes, renters 19%. The demographic-stress sub-score lands at 25/100. About 29% have a four-year degree. Median household income is $70,921, near the U.S. median near $78,000. 11.6% of residents fall below the poverty threshold. A median home runs $150,500 here, or 2.1 times local income. Around 23% of renters are cost-burdened.

Net-net, 51358 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 51358 at the moment; the composite and its components are still built from verifiable public records.

The 51358 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 51358 stays directly comparable to neighboring ZIPs and the rest of Palo Alto County, Iowa. The score is rebuilt from public data as it updates, so 51358 reflects the current record instead of a stale or modeled snapshot.

51358's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 51358 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.