ZIP 51358 Property Distress & Foreclosure Data

ZIP code 51358 in Palo Alto County, Iowa carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 39/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). What sets it apart are the readings on institutional ownership (51/100), structural risk (39/100), mortgage stress (21/100). On the quiet end sit structural risk (39/100) and mortgage stress (21/100).

The peak-phase market in 51358 posted values that rose 4.9% over the year, and 13% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,277 with a median age of 47. Vacancy runs 35.7%, above the national norm and a classic distress-and-opportunity signal. There are about 753 housing units across 51358. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. Around 29% of adults hold a bachelor's degree or higher. At $70,921, median income runs near typical U.S. levels. The poverty rate is 11.6%. The typical home is worth about $150,500 (2.1× income, relatively affordable). Rent burden reaches 23% of tenant households.

On the whole, 51358 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.