ZIP 51346 Property Distress & Foreclosure Data

DLRadar grades ZIP 51346 (O'Brien County, Iowa) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (58/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100)). On the structural side it scores 58/100, with 6/100 of stress already active.

The expansion-phase market in 51346 posted values that rose 5.3% over the year, and 21% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 11.4%. Population is roughly 2,211 with a median age of 44. At $60,179, median income runs below typical U.S. levels. Around 35% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. 80% of housing is owner-occupied. The typical home is worth about $156,800 (2.1× income, relatively affordable). The vacancy rate is 8.3%. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,064 housing units.

On balance 51346 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.