ZIP 51346 Foreclosure, Tax-Lien & Distress Report

O'Brien County, Iowa's ZIP 51346 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (100/100), structural risk (62/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100). Structurally it carries 62/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 21% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 11.4% live below the poverty line. 2,211 residents call 51346 home, typically aged 44. At $60,179, median income runs below typical U.S. levels. Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 80% of homes, renters 20%. Home values center near $156,800, an affordability ratio of 2.1× — accessible. The vacancy rate is 8.3%. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 1,064 housing units.

Overall, 51346 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 51346 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 51346's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 51346 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 51346 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 51346 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.