ZIP 51248 Property Distress & Foreclosure Data

Composite property distress in 51248 (O'Brien County, Iowa) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 60/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100). The sharpest non-environmental signals are construction/permit lag (92/100), structural risk (60/100), institutional ownership (50/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 23% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $172,800, an affordability ratio of 2.5× — accessible. Median household income is $60,809, below the U.S. median near $78,000. Vacancy runs 2.9%. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 22% bachelor's-or-above. There are about 702 housing units across 51248. 13.5% of residents fall below the poverty threshold. 1,643 residents call 51248 home, typically aged 43. Rent burden reaches 50% of tenant households.

Overall, 51248 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.