ZIP 51248 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 51248 in O'Brien County, Iowa comes in at 26, a low composite-distress reading. Structural risk reads 61/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (50/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $172,800 (2.5× income, relatively affordable). Households earn a median $60,809 — below the roughly $78,000 national figure. Vacancy runs 2.9%. 77% of housing is owner-occupied. On demographic stress specifically, 51248 scores 28/100. Around 22% of adults hold a bachelor's degree or higher. There are about 702 housing units across 51248. Roughly 13.5% live below the poverty line. About 1,643 people live here, median age 43. Rent burden reaches 50% of tenant households.

On balance 51248 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 51248 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 51248 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in O'Brien County, Iowa and the nation. 51248 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 51248 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 51248 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.