ZIP 51249 Property Distress & Foreclosure Data

Osceola County, Iowa's ZIP 51249 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (75/100), institutional ownership (70/100), structural risk (55/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100). The latent-versus-live split is 55/100 structural and 8/100 already moving.

The market reads expansion — home values rose 5.4% year on year, and 42% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 62% of renters are cost-burdened. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 7.3%. On demographic stress specifically, 51249 scores 32/100. The ZIP holds roughly 1,579 housing units. A median home runs $160,700 here, or 2.4 times local income. Households earn a median $63,542 — below the roughly $78,000 national figure. About 3,588 people live here, median age 42. About 19% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented.

Net-net, 51249 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.