Osceola County, IA: Foreclosures, Tax Liens & Distressed Properties

Osceola County, IA, Iowa: 8 ZIP codes scored, Osceola County, IA averaging 23/100 (low, Osceola, IA), from 21 to 25. Osceola County, IA is in its peak phase (Osceola, IA confidence 28/100): Osceola, IA home prices up 2.5% (Osceola, IA) over twelve months. Osceola County, IA lender headwind: 49/100.

Highest-scoring Osceola County, IA ZIPs: 51346 (25/100), 51248 (24/100), 51243 (23/100), 51345 (23/100), 51232 (22/100), 51350 (22/100). Also scored in Osceola County, IA: 51249, 51354.

Across Osceola County, IA's scored ZIPs: median home value $128,300, household income $64,988, 9.6% vacancy, 11.4% poverty, 76% owner-occupied, median age 45.4.

Osceola County, IA insurance distress 49/100 (#1,123 in the US); FEMA hazard 40/100 for Osceola, IA; 2 federal disaster declarations in Osceola County, IA since 2023; 2 Osceola, IA NFIP flood claims, $21K paid; Osceola, IA construction distress 77/100.

4 banks with 5 branches lend in Osceola County, IA; Osceola, IA weighted bank stress 60/100, highest 71/100 in Osceola, IA.

Osceola County, IA unemployment 2.1% (Osceola, IA -0.4 pts, six months); 5 new housing units permitted in Osceola County, IA over twelve months, Osceola, IA down 17% from 6; Osceola, IA home prices +8.5% a year (Osceola, IA) over three years.

2,868 housing units in Osceola County, IA; 574 Osceola, IA renter households; 43% of Osceola, IA renters spend 30%+ of income on rent, 21% (Osceola, IA) half or more.

Osceola County, IA ranks #172 nationally on the opportunity index (Osceola, IA, among all ranked counties); Osceola, IA scores 36.1/100 and Osceola, IA sits #2 inside Iowa. Osceola, IA is in the overheated opportunity phase; Osceola, IA's primary driver is construction, Osceola, IA second driver bank institutional; Osceola, IA moved down 106 places. 8.8% vacancy over 8 Osceola, IA ZIPs.

No CFPB county sample covers Osceola County, IA. The non-metro area reading for Osceola, IA: 0.7% ninety-plus days late; Osceola, IA's thirty-to-eighty-nine share is 2.1% (Osceola, IA, December 2025 data); Iowa overall 0.9%.

Osceola County, IA has 4 watched banks; 4 Osceola, IA banks sit in an elevated band. Osceola, IA footprints: Iowa State Bank (2 branches, stress 55) in Osceola, IA; United Community Bank (1 branch, stress 71) in Osceola, IA; Sibley State Bank (1 branch, stress 62) in Osceola, IA.

234 of the 2,868 housing units in Osceola, IA sit vacant. Osceola County, IA permitted 0 multifamily units in twelve months; Osceola, IA's one-to-four unit structures added 5 units in Osceola County, IA.