ZIP 51232 Foreclosure, Tax-Lien & Distress Report

ZIP 51232's composite property-distress score is 21/100 - DLRadar classes that as low for Osceola County, Iowa. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). On the structural side it scores 49/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (63/100), construction/permit lag (53/100), structural risk (49/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Households earn a median $79,250 — near the roughly $78,000 national figure. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. 713 residents call 51232 home, typically aged 49. On demographic stress specifically, 51232 scores 19/100. The vacancy rate is 4.5%. About 12% have a four-year degree. Rent burden reaches 16% of tenant households. The typical home is worth about $107,500 (1.2× income, relatively affordable). There are about 334 housing units across 51232. Owners hold 81% of homes, renters 19%.

On balance, 51232 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 51232 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 51232's 21/100 can be lined up against any neighbor in Osceola County, Iowa or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 51232, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 51232 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 51232 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.