ZIP 51232 Property Distress & Foreclosure Data

In Osceola County, Iowa, ZIP 51232 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). On the structural side it scores 55/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (73/100), institutional ownership (64/100), structural risk (55/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 51232 posted values that rose 5.4% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $79,250, median income runs near typical U.S. levels. The poverty rate is 4.8% — low. Population is roughly 713 with a median age of 49. The demographic-stress sub-score lands at 19/100. The vacancy rate is 4.5%. Around 12% of adults hold a bachelor's degree or higher. Around 16% of renters are cost-burdened. The typical home is worth about $107,500 (1.2× income, relatively affordable). The ZIP holds roughly 334 housing units. 81% of housing is owner-occupied.

Broadly, 51232 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.