ZIP 51246 Property Distress & Foreclosure Data

In Lyon County, Iowa, ZIP 51246 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100). Its standout signals are construction/permit lag (70/100), structural risk (55/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

The market reads expansion — home values rose 5.4% year on year, and 16% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,075 people live here, median age 39. There are about 1,555 housing units across 51246. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 16% of tenant households. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. About 21% have a four-year degree. A median home runs $247,900 here, or 3.4 times local income. On demographic stress specifically, 51246 scores 25/100. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $69,320 — near the roughly $78,000 national figure.

Net-net, 51246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.