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ZIP 56138 Foreclosure, Tax-Lien & Distress Report

Rock County, Minnesota · Distress market

Rock County, Minnesota's ZIP 56138 registers 15/100 composite distress, which DLRadar reads as low. The split runs 35/100 structural to 4/100 active on the ground. Its standout signals are construction/permit lag (78/100), structural risk (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (13/100) stay muted.

The peak-phase market in 56138 posted values that rose 2.5% over the year, and 30% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

10.8% of residents fall below the poverty threshold. Around 27% of renters are cost-burdened. Vacancy runs 10.0%. Educational attainment sits at 23% bachelor's-or-above. Households earn a median $68,889 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 27/100. 74% of housing is owner-occupied. A median home runs $207,300 here, or 2.9 times local income. Population is roughly 1,046 with a median age of 45. The ZIP holds roughly 406 housing units.

Overall, 56138 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 56138 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Rock County, Minnesota and the nation. Sparse data for 56138 shows as blanks, never estimates, and the score updates on every fresh public filing.

56138's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 56138 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

15/100
Composite stress
35/100
Structural risk
4/100
Distress activity

ZIP 56138 distress signals, scored

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk15
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 56138 Stress Report snapshot

A live read on 56138: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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