ZIP 56144 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56144 (Rock County, Minnesota) returns a low composite of 16/100. The pressure is most legible in construction/permit lag (73/100), structural risk (36/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (14/100). Structurally it carries 36/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

About 1,146 people live here, median age 43. Around 59% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 496 housing units. The vacancy rate is 12.2% — elevated. The demographic-stress sub-score lands at 28/100. Home values center near $95,000, an affordability ratio of 1.5× — accessible. Median household income is $53,077, below the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. 16.4% of residents fall below the poverty threshold.

On the whole, 56144 leans distressed, with opportunity clustered in specific stressed parcels. 56144 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 56144 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 56144 stays directly comparable to neighboring ZIPs and the rest of Rock County, Minnesota. Nothing here is interpolated — where a source is thin for 56144, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 56144 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 56144 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.