ZIP 56147 Property Distress & Foreclosure Data

In Rock County, Minnesota, ZIP 56147 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are institutional ownership (42/100), structural risk (29/100), mortgage stress (16/100). structural risk (29/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The latent-versus-live split is 29/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $191,700 (2.8× income, relatively affordable). The poverty rate is 30.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 70 housing units. 103 residents call 56147 home, typically aged 50. At $42,188, median income runs below typical U.S. levels. 96% of housing is owner-occupied. The vacancy rate is 8.9%. The demographic-stress sub-score lands at 29/100.

Taken together, 56147 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.