ZIP 56134 Property Distress & Foreclosure Data

DLRadar grades ZIP 56134 (Rock County, Minnesota) at a minimal 12/100 for overall property distress. Property-level stress concentrates in institutional ownership (35/100), construction/permit lag (26/100), structural risk (24/100). On the quiet end sit structural risk (24/100) and mortgage stress (13/100). On the structural side it scores 24/100, with 4/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The neutral-phase market in 56134 posted values that rose 3.5% over the year (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 56134 scores 28/100. Population is roughly 405 with a median age of 38. The ZIP holds roughly 177 housing units. Around 20% of renters are cost-burdened. About 20% have a four-year degree. A median home runs $182,100 here, or 3.5 times local income. Households earn a median $56,250 — below the roughly $78,000 national figure. The vacancy rate is 9.9%. Roughly 10.6% live below the poverty line. The tenure split is 72% owner-occupied to 28% rented.

On balance 56134 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.