Minnesota Property Distress & Foreclosure Data

Minnesota property distress is mapped statewide by DLRadar — county, ZIP and parcel, all public-record-sourced. The dominant market phase statewide is peak (avg HPI +4.0% YoY). The state covers 87 scored counties and 881 ZIP codes, averaging 19/100 composite distress. By market phase, the county split is 83 peak, 3 expansion, 1 neutral.

Among the hardest-hit are Hennepin County, Ramsey County, Dakota County, Anoka County, St. Louis County.

At the ZIP level, the highest distress in Minnesota shows up in 55702 (37/100), 55703 (37/100), 55705 (37/100), 55706 (37/100), 55708 (37/100).

A county-level read across Minnesota follows.

In Aitkin County, the housing market is peak: home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Anoka County sits in a peak phase, showing home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 30/100. In Becker County, the housing market is peak: home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Beltrami County currently reads peak — home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Benton County sits in a peak phase, showing home prices up 0.6% year over year, sitting 1.1% below its recent peak, bank/credit headwind of 4/100 (light). In Big Stone County, the housing market is peak: home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Blue Earth County currently reads peak — home prices up 3.0% year over year, holding at its recent peak, bank/credit headwind of 7/100 (light).

Brown County sits in a peak phase, showing home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Carlton County, DLRadar reads a expansion market with home prices up 7.1% year over year, sitting 1.8% below its recent peak, bank/credit headwind of 4/100 (light). Carver County is in a peak market phase, with home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 9/100 (light). In Cass County, the housing market is peak: home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Chippewa County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Chisago County sits in a peak phase, showing home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 2/100 (light). Clay County currently reads peak — home prices up 2.4% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light).

Clearwater County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Cook County, DLRadar reads a peak market with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Cottonwood County sits in a peak phase, showing home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Crow Wing County is in a peak market phase, with home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 8/100 (light). Dakota County is in a peak market phase, with home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 38/100. Dodge County currently reads peak — home prices up 3.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Douglas County is in a peak market phase, with home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light).

For Faribault County, DLRadar reads a peak market with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Fillmore County is in a peak market phase, with home prices up 3.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Freeborn County currently reads peak — home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Goodhue County currently reads peak — home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Grant County currently reads peak — home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Hennepin County sits in a peak phase, showing home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 100/100 (elevated lender stress). In Houston County, the housing market is expansion: home prices up 6.4% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Hubbard County currently reads peak — home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Isanti County is in a peak market phase, with home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light). Itasca County currently reads peak — home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Jackson County sits in a peak phase, showing home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Kanabec County, the housing market is peak: home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 3/100 (light). Kandiyohi County sits in a peak phase, showing home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Kittson County sits in a peak phase, showing home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Koochiching County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). For Lac Qui Parle County, DLRadar reads a peak market with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Lake County, DLRadar reads a peak market with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). In Lake Of The Woods County, the housing market is peak: home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Le Sueur County is in a peak market phase, with home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Lincoln County, DLRadar reads a peak market with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Lyon County currently reads peak — home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light).

Mahnomen County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Marshall County currently reads peak — home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Martin County sits in a peak phase, showing home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Mcleod County is in a peak market phase, with home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light). Meeker County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Mille Lacs County currently reads peak — home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Morrison County is in a peak market phase, with home prices up 4.8% year over year, holding at its recent peak, bank/credit headwind of 6/100 (light).

Mower County is in a peak market phase, with home prices up 3.3% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light).

DLRadar scores Minnesota the same way it scores every state: deterministic public-record signals (foreclosure, mortgage, tax, lien, bank and climate) combined into one 0–100 distress reading per area. A peak-leaning state like Minnesota rewards drilling past the average into the specific counties and ZIPs that stand out.

Select any county below for its breakdown, or drill straight to a ZIP report. The full Minnesota report lists each distressed property statewide: owner, address, APN, score, bank exposure and exit read.