Scott County, MN: Foreclosures, Tax Liens & Distressed Properties
Scott County, MN, Minnesota: 10 ZIP codes scored, Scott County, MN averaging 21/100 (low, Scott, MN), from 20 to 28. Scott County, MN is in its peak phase (Scott, MN confidence 16/100): Scott, MN home prices up 2.4% (Scott, MN) over twelve months. Scott County, MN lender headwind: 68/100.
Highest-scoring Scott County, MN ZIPs: 55088 (28/100), 56071 (24/100), 55044 (21/100), 56011 (21/100), 55020 (20/100), 55054 (20/100). Also scored in Scott County, MN: 55352, 55372, 55378, 55379.
Across Scott County, MN's scored ZIPs: median home value $432,290, household income $125,984, 3.9% vacancy, 3.5% poverty, 89% owner-occupied, median age 38.6.
Scott County, MN insurance distress 5/100 (#2,457 in the US); FEMA hazard 0/100 for Scott, MN; 1 Scott, MN NFIP flood claims; Scott, MN construction distress 66/100.
16 banks with 29 branches lend in Scott County, MN; Scott, MN weighted bank stress 67/100, highest 82/100 in Scott, MN.
Scott County, MN unemployment 4.2% (Scott, MN -0.4 pts, six months); 712 new housing units permitted in Scott County, MN over twelve months, Scott, MN down 18% from 869; Scott, MN home prices +6.2% a year (Scott, MN) over three years.
56,671 housing units in Scott County, MN; 8,514 Scott, MN renter households; 45% of Scott, MN renters spend 30%+ of income on rent, 20% (Scott, MN) half or more.
Scott County, MN ranks #2,956 nationally on the opportunity index (Scott, MN, among all ranked counties); Scott, MN scores 23.5/100 and Scott, MN sits #69 inside Minnesota. Scott, MN is in the weak opportunity phase; Scott, MN's primary driver is construction, Scott, MN second driver bank institutional; Scott, MN moved up 30 places. 12 short-sale listings across Scott, MN; 105 days on market observed in Scott, MN; 2.5% vacancy over 10 Scott, MN ZIPs.
0.6% of Scott County, MN mortgages were ninety-plus days late in December 2025; Scott, MN's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Scott, MN's ninety-day rate is down 0.1 points on twelve months earlier; the Scott, MN peak since 2008 was 4.6% in October 2009; Minnesota overall reads 0.6%.
Scott County, MN has 10 watched banks; 10 Scott, MN banks sit in an elevated band. Scott, MN footprints: Hometown Bank (2 branches, stress 81) in Scott, MN; New Market Bank (2 branches, stress 72) in Scott, MN; Sterling State Bank (1 branch, stress 82) in Scott, MN.
HUD lists 9 assisted multifamily properties in Scott County, MN with 449 units; 69 Scott, MN units are assisted, 1 Scott, MN properties under project-based Section 8.
1,700 of the 56,671 housing units in Scott, MN sit vacant. Scott County, MN permitted 112 multifamily units in twelve months; Scott, MN's one-to-four unit structures added 600 units in Scott County, MN.