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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 56011 Foreclosure, Tax-Lien & Distress Report

Scott County, Minnesota · Distress market

Scott County, Minnesota's ZIP 56011 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (70/100). On the structural side it scores 49/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 56011 posted values that rose 2.6% over the year, and 8% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

A median home runs $345,300 here, or 3.0 times local income. The demographic-stress sub-score lands at 25/100. Households earn a median $99,628 — above the roughly $78,000 national figure. Around 38% of renters are cost-burdened. 2.7% of residents fall below the poverty threshold. 9,672 residents call 56011 home, typically aged 39. About 28% have a four-year degree. The tenure split is 86% owner-occupied to 15% rented. The ZIP holds roughly 3,602 housing units. The vacancy rate is 3.0%.

On balance, 56011 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 56011 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 56011's 22/100 can be lined up against any neighbor in Scott County, Minnesota or any ZIP coast to coast. Sparse data for 56011 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 56011 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56011 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
49/100
Structural risk
2/100
Distress activity

What is driving ZIP 56011’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk70
56011 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 56011 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 56011, the same set carried on every parcel.

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