ZIP 55054 Property Distress & Foreclosure Data

DLRadar grades ZIP 55054 (Scott County, Minnesota) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (35/100), construction/permit lag (29/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (2/100). The latent-versus-live split is 35/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100)).

The peak-phase market in 55054 posted values that rose 2.9% over the year, and 4% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $151,845, median income runs above typical U.S. levels. Around 33% of renters are cost-burdened. The poverty rate is 0.0% — low. The ZIP holds roughly 972 housing units. Population is roughly 2,582 with a median age of 40. The typical home is worth about $433,100 (2.6× income, relatively affordable). The vacancy rate is 5.1%. The demographic-stress sub-score lands at 21/100. Around 41% of adults hold a bachelor's degree or higher. 90% of housing is owner-occupied.

Broadly, 55054 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.