ZIP 55054 Foreclosure, Tax-Lien & Distress Report
Scott County, Minnesota · Distress market
ZIP code 55054 in Scott County, Minnesota carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (47/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (2/100) stay muted. Structural exposure scores 47 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (82/100).
The market reads peak — home values rose 2.4% year on year, and 4% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
At $151,845, median income runs above typical U.S. levels. Around 33% of renters are cost-burdened. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 972 housing units. 2,582 residents call 55054 home, typically aged 40. Home values center near $433,100, an affordability ratio of 2.6× — accessible. Vacancy runs 5.1%. DLRadar's demographic-stress index for the area reads 21/100. About 41% have a four-year degree. Owners hold 90% of homes, renters 10%.
On balance, 55054 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55054 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 55054 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 55054 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
55054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55054 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 55054
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 55054 by the numbers
A live read on 55054: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Scott County ZIP reports
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Further distress data across Scott County, Minnesota at ZIP, county and state level.
Get the full acquisition report for 55054
Open 55054 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology