ZIP 55020 Property Distress & Foreclosure Data

ZIP code 55020 in Scott County, Minnesota carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). What sets it apart are the readings on structural risk (35/100), construction/permit lag (29/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (2/100) register low. Structural risk reads 35/100 against active distress of 1/100.

The market reads peak — home values rose 2.9% year on year, and 9% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 4.9%. A median home runs $455,500 here, or 3.6 times local income. On demographic stress specifically, 55020 scores 34/100. There are about 1,426 housing units across 55020. Rent burden reaches 100% of tenant households. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. About 4,391 people live here, median age 34. About 38% have a four-year degree. The tenure split is 99% owner-occupied to 1% rented. Households earn a median $127,159 — above the roughly $78,000 national figure.

Overall 55020 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.