ZIP 55046 Property Distress & Foreclosure Data

Composite property distress in 55046 (Rice County, Minnesota) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 66/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (77/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (66/100), institutional ownership (54/100), construction/permit lag (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 14% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,030 residents call 55046 home, typically aged 32. Home values center near $359,000, an affordability ratio of 3.6× — accessible. Median household income is $91,982, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100. There are about 2,256 housing units across 55046. Vacancy runs 6.0%. Educational attainment sits at 24% bachelor's-or-above. 2.2% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Rent burden reaches 14% of tenant households.

Overall, 55046 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.