ZIP 55046 Foreclosure, Tax-Lien & Distress Report
Rice County, Minnesota · Distress market
Rice County, Minnesota's ZIP 55046 registers 29/100 composite distress, which DLRadar reads as low. Structurally it carries 65/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (77/100). Property-level stress concentrates in structural risk (65/100), construction/permit lag (58/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100).
The peak-phase market in 55046 posted values that rose 2.7% over the year, and 14% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 6,030 people live here, median age 32. Home values center near $359,000, an affordability ratio of 3.6× — accessible. Households earn a median $91,982 — above the roughly $78,000 national figure. On demographic stress specifically, 55046 scores 24/100. There are about 2,256 housing units across 55046. The vacancy rate is 6.0%. About 24% have a four-year degree. 2.2% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 14% of tenant households.
Net-net, 55046 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 55046 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 55046 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55046 can be compared directly against any other ZIP in Rice County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55046 shows blanks, not estimates, wherever the record is sparse.
The 29/100 figure for 55046 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 55046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 55046
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 55046 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 55046, the same set carried on every parcel.
Rice County ZIPs near 55046
More distress data near 55046
Keep going: ZIP, county and state distress coverage for Rice County, Minnesota.
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Deterministic. Every signal traces to a public dataset · methodology