ZIP 55053 Property Distress & Foreclosure Data

In Rice County, Minnesota, ZIP 55053 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (70/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (63/100), institutional ownership (52/100), construction/permit lag (51/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 63/100 against active distress of 6/100.

The market reads peak — home values rose 3.3% year on year, and 20% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 362 housing units across 55053. Households earn a median $107,188 — above the roughly $78,000 national figure. Vacancy runs 5.3%. The tenure split is 95% owner-occupied to 5% rented. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55053 scores 24/100. A median home runs $353,900 here, or 3.1 times local income. About 30% have a four-year degree. About 995 people live here, median age 39. Rent burden reaches 27% of tenant households.

Net-net, 55053 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.