ZIP 55053 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55053 (Rice County, Minnesota) returns a low composite of 27/100. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (70/100). Leading the profile are structural risk (61/100), construction/permit lag (54/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. Latent structural risk is 61/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 362 housing units across 55053. Median household income is $107,188, above the U.S. median near $78,000. The vacancy rate is 5.3%. The tenure split is 95% owner-occupied to 5% rented. The poverty rate is 5.1% — low. On demographic stress specifically, 55053 scores 24/100. The typical home is worth about $353,900 (3.1× income, relatively affordable). Educational attainment sits at 30% bachelor's-or-above. About 995 people live here, median age 39. Around 27% of renters are cost-burdened.

On balance 55053 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 55053 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 55053 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 55053 shows as blanks, never estimates, and the score updates on every fresh public filing.

55053's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55053 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.