ZIP 55052 Property Distress & Foreclosure Data

ZIP code 55052 in Rice County, Minnesota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (63/100), institutional ownership (53/100), construction/permit lag (48/100). mortgage stress (20/100) stay muted. On the structural side it scores 63/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (70/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8.5% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. The vacancy rate is 13.3% — elevated. Educational attainment sits at 18% bachelor's-or-above. Around 16% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $78,375, near the U.S. median near $78,000. The ZIP holds roughly 928 housing units. Home values center near $279,200, an affordability ratio of 3.4× — accessible. 1,894 residents call 55052 home, typically aged 44.

Taken together, 55052 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.