ZIP 55052 Foreclosure, Tax-Lien & Distress Report

ZIP code 55052 in Rice County, Minnesota carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (61/100), construction/permit lag (52/100), institutional ownership (47/100). mortgage stress (20/100) stay muted. Structural risk reads 61/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 8.5% live below the poverty line. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Around 18% of adults hold a bachelor's degree or higher. Around 16% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Median household income is $78,375, near the U.S. median near $78,000. There are about 928 housing units across 55052. A median home runs $279,200 here, or 3.4 times local income. 1,894 residents call 55052 home, typically aged 44.

On the whole, 55052 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 55052 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55052 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 55052 stays directly comparable to neighboring ZIPs and the rest of Rice County, Minnesota. Nothing here is interpolated — where a source is thin for 55052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55052's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 55052 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.