ZIP 55021 Property Distress & Foreclosure Data

In Rice County, Minnesota, ZIP 55021 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (66/100), institutional ownership (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 66/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (77/100), FEMA disaster exposure (64/100)).

The peak-phase market in 55021 posted values that rose 3.3% over the year, and 12% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 44% of renters are cost-burdened. The poverty rate is 13.3%. At $70,296, median income runs near typical U.S. levels. The vacancy rate is 8.6%. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 12,443 housing units. Around 20% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. The typical home is worth about $280,200 (3.8× income, relatively affordable). Population is roughly 30,860 with a median age of 40.

On balance 55021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.