ZIP 55021 Foreclosure, Tax-Lien & Distress Report

Rice County, Minnesota's ZIP 55021 registers 29/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (65/100), construction/permit lag (58/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 65/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (77/100).

The peak-phase market in 55021 posted values that rose 2.7% over the year, and 12% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 44% of renters are cost-burdened. Roughly 13.3% live below the poverty line. Households earn a median $70,296 — near the roughly $78,000 national figure. The vacancy rate is 8.6%. On demographic stress specifically, 55021 scores 33/100. The ZIP holds roughly 12,443 housing units. Educational attainment sits at 20% bachelor's-or-above. The tenure split is 71% owner-occupied to 29% rented. A median home runs $280,200 here, or 3.8 times local income. About 30,860 people live here, median age 40.

On balance 55021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 55021 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 55021 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Rice County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 55021 shows blanks, not estimates, wherever the record is sparse.

Each component behind 55021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 55021 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.