ZIP 55057 Property Distress & Foreclosure Data

ZIP code 55057 in Rice County, Minnesota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (83/100)). What sets it apart are the readings on structural risk (64/100), construction/permit lag (60/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (14/100). Structural risk reads 64/100 against active distress of 4/100.

The peak-phase market in 55057 posted values that rose 3.1% over the year, and 13% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 25,458 with a median age of 33. The typical home is worth about $363,600 (3.5× income, relatively affordable). There are about 8,604 housing units across 55057. 75% of housing is owner-occupied. Rent burden reaches 28% of tenant households. Around 49% of adults hold a bachelor's degree or higher. At $97,521, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 25/100. Vacancy runs 4.7%. The poverty rate is 6.4% — low.

On balance 55057 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.