ZIP 55057 Foreclosure, Tax-Lien & Distress Report

Rice County, Minnesota's ZIP 55057 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (83/100). Its standout signals are structural risk (54/100), institutional ownership (34/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (14/100) register low. The split runs 54/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 13% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

25,458 residents call 55057 home, typically aged 33. Home values center near $363,600, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 8,604 housing units. The tenure split is 75% owner-occupied to 25% rented. Around 28% of renters are cost-burdened. About 49% have a four-year degree. At $97,521, median income runs above typical U.S. levels. On demographic stress specifically, 55057 scores 25/100. Vacancy runs 4.7%. 6.4% of residents fall below the poverty threshold.

On balance, 55057 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 55057 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 55057's 24/100 can be lined up against any neighbor in Rice County, Minnesota or any ZIP coast to coast. Where the public record is thin for 55057, the field stays empty rather than modeled, and fills in as new documents post.

55057's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 55057 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.