ZIP 55024 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55024 (Dakota County, Minnesota) returns a low composite of 22/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). Leading the profile are structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Latent structural risk is 50/100 while live distress already moving reads 2/100.

The peak-phase market in 55024 posted values that rose 2.4% over the year, and 8% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

89% of housing is owner-occupied. Rent burden reaches 45% of tenant households. 36,681 residents call 55024 home, typically aged 36. About 37% have a four-year degree. Home values center near $378,700, an affordability ratio of 2.8× — accessible. There are about 13,056 housing units across 55024. The vacancy rate is 2.3%. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $123,582 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 25/100.

Broadly, 55024 is a steadier market — the deals are the exceptions, not the rule. While 55024 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 55024 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 55024 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. Nothing here is interpolated — where a source is thin for 55024, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 55024's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55024 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.