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ZIP 55077 Foreclosure, Tax-Lien & Distress Report

Dakota County, Minnesota · Distress market

DLRadar grades ZIP 55077 (Dakota County, Minnesota) at a low 22/100 for overall property distress. Latent structural risk is 50/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). Leading the profile are structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 8% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 0.6%. A median home runs $540,900 here, or 4.6 times local income. The poverty rate is 3.1% — low. On demographic stress specifically, 55077 scores 30/100. The ZIP holds roughly 5,623 housing units. About 50% have a four-year degree. 14,585 residents call 55077 home, typically aged 38. At $108,314, median income runs above typical U.S. levels. The tenure split is 63% owner-occupied to 37% rented. Around 38% of renters are cost-burdened.

On balance, 55077 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 55077 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 55077's 22/100 can be lined up against any neighbor in Dakota County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 55077, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 55077 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55077 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 55077

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk91
9 further distress layers are graded for 55077

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 55077 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 55077 distress and acquisition report

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