ZIP 55122 Property Distress & Foreclosure Data

Composite property distress in 55122 (Dakota County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. On the structural side it scores 59/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

The market reads peak — home values rose 2.9% year on year, and 7% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 14,147 housing units. About 31,483 people live here, median age 39. About 48% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. Around 37% of renters are cost-burdened. On demographic stress specifically, 55122 scores 27/100. Households earn a median $93,980 — above the roughly $78,000 national figure. The vacancy rate is 3.0%. Roughly 9.0% live below the poverty line. A median home runs $356,600 here, or 3.6 times local income.

Net-net, 55122 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.