ZIP 55122 Foreclosure, Tax-Lien & Distress Report

In Dakota County, Minnesota, ZIP 55122 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structurally it carries 50/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 7% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 14,147 housing units across 55122. 31,483 residents call 55122 home, typically aged 39. Educational attainment sits at 48% bachelor's-or-above. Owners hold 69% of homes, renters 31%. Rent burden reaches 37% of tenant households. The demographic-stress sub-score lands at 27/100. At $93,980, median income runs above typical U.S. levels. The vacancy rate is 3.0%. Roughly 9.0% live below the poverty line. The typical home is worth about $356,600 (3.6× income, relatively affordable).

Overall 55122 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 55122 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55122 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 55122 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. Where the public record is thin for 55122, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 55122 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55122 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.