ZIP 55420 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55420 (Hennepin County, Minnesota) at a low 23/100 for overall property distress. Structurally it carries 50/100, against 1/100 of stress already in motion. Leading the profile are construction/permit lag (62/100), structural risk (50/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 66% of homes, renters 34%. Rent burden reaches 41% of tenant households. There are about 9,695 housing units across 55420. About 32% have a four-year degree. About 24,008 people live here, median age 39. At $77,539, median income runs near typical U.S. levels. Vacancy runs 4.2%. 16.9% of residents fall below the poverty threshold. Home values center near $328,400, an affordability ratio of 4.0× — accessible. The demographic-stress sub-score lands at 33/100.

Net-net, 55420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 55420 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 55420 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 55420 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 55420 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 55420 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.