ZIP 55431 Foreclosure, Tax-Lien & Distress Report
Hennepin County, Minnesota · Distress market
Composite property distress in 55431 (Hennepin County, Minnesota) lands at 24/100 — low on DLRadar's distress scoring. On the structural side it scores 54/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100)). What sets it apart are the readings on construction/permit lag (79/100), structural risk (54/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.
The peak-phase market in 55431 posted values that rose 2.4% over the year, and 5% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
19,075 residents call 55431 home, typically aged 43. Rent burden reaches 34% of tenant households. Home values center near $373,500, an affordability ratio of 3.4× — accessible. The ZIP holds roughly 8,451 housing units. The demographic-stress sub-score lands at 25/100. Vacancy runs 2.8%. Median household income is $103,125, above the U.S. median near $78,000. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Owners hold 68% of homes, renters 32%. Educational attainment sits at 48% bachelor's-or-above.
Overall 55431 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 55431 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 55431's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 55431 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
55431's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 55431
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 55431 by the numbers
A live read on 55431: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Hennepin County
Nearest ZIP codes to 55431
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Hennepin County, Minnesota.
The complete 55431 distress and acquisition report
Open 55431 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology