ZIP 55438 Foreclosure, Tax-Lien & Distress Report

ZIP 55438's composite property-distress score is 24/100 - DLRadar classes that as low for Hennepin County, Minnesota. Its heaviest discrete signals: construction/permit lag (79/100), structural risk (54/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Structurally it carries 54/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

The peak-phase market in 55438 posted values that rose 2.4% over the year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $103,488, above the U.S. median near $78,000. 4.0% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households. Home values center near $414,600, an affordability ratio of 3.9× — accessible. Population is roughly 15,847 with a median age of 44. There are about 7,538 housing units across 55438. Educational attainment sits at 55% bachelor's-or-above. The vacancy rate is 4.8%. The demographic-stress sub-score lands at 26/100. Owners hold 79% of homes, renters 21%.

Overall 55438 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 55438 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 55438's 24/100 can be lined up against any neighbor in Hennepin County, Minnesota or any ZIP coast to coast. Sparse data for 55438 shows as blanks, never estimates, and the score updates on every fresh public filing.

55438's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55438 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.