ZIP 55445 Foreclosure, Tax-Lien & Distress Report

In Hennepin County, Minnesota, ZIP 55445 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100). On the structural side it scores 51/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (68/100), structural risk (51/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 6% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6.7% of residents fall below the poverty threshold. The vacancy rate is 1.3%. Median household income is $103,227, above the U.S. median near $78,000. Educational attainment sits at 38% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 4,797 housing units. Around 38% of renters are cost-burdened. Home values center near $329,400, an affordability ratio of 3.0× — accessible. 13,538 residents call 55445 home, typically aged 36. Owners hold 79% of homes, renters 21%.

On balance, 55445 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.