ZIP 55316 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55316 (Hennepin County, Minnesota) returns a low composite of 23/100. Latent structural risk is 50/100 while live distress already moving reads 1/100. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100).

The market reads peak — home values rose 2.4% year on year, and 9% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 8,892 housing units. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 23,450 people live here, median age 41. Around 48% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. Educational attainment sits at 37% bachelor's-or-above. The vacancy rate is 2.6%. On demographic stress specifically, 55316 scores 26/100. The typical home is worth about $358,700 (2.9× income, relatively affordable). Median household income is $115,719, above the U.S. median near $78,000.

Broadly, 55316 is a steadier market — the deals are the exceptions, not the rule. While 55316 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 55316 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Hennepin County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55316, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 55316's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 55316 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.