ZIP 55434 Foreclosure, Tax-Lien & Distress Report

ZIP code 55434 in Anoka County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (77/100), structural risk (47/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The split runs 47/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (90/100).

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 55434 scores 28/100. Rent burden reaches 42% of tenant households. The tenure split is 82% owner-occupied to 18% rented. There are about 12,398 housing units across 55434. Median household income is $88,163, above the U.S. median near $78,000. Population is roughly 33,133 with a median age of 36. The poverty rate is 8.6%. The typical home is worth about $301,100 (3.1× income, relatively affordable). Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 2.7%.

Broadly, 55434 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 55434 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 55434's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 55434 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55434 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 55434 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.