ZIP 55421 Property Distress & Foreclosure Data

ZIP code 55421 in Anoka County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 49/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (83/100), structural risk (49/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 9% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $75,141, near the U.S. median near $78,000. The vacancy rate is 4.8%. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 34% bachelor's-or-above. Home values center near $277,300, an affordability ratio of 3.5× — accessible. Owners hold 60% of homes, renters 40%. 12.4% of residents fall below the poverty threshold. 31,051 residents call 55421 home, typically aged 37. Around 49% of renters are cost-burdened. The ZIP holds roughly 13,450 housing units.

Overall, 55421 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.