ZIP 55112 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55112 (Ramsey County, Minnesota) at a low 16/100 for overall property distress. On the structural side it scores 33/100, with 1/100 of stress already active. Its standout signals are structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100).

The peak-phase market in 55112 posted values that rose 2.4% over the year, and 8% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.5%. A median home runs $358,500 here, or 3.6 times local income. There are about 18,143 housing units across 55112. About 48% have a four-year degree. Median household income is $93,823, above the U.S. median near $78,000. Around 40% of renters are cost-burdened. 45,680 residents call 55112 home, typically aged 37. On demographic stress specifically, 55112 scores 28/100. 69% of housing is owner-occupied. Roughly 9.8% live below the poverty line.

Overall 55112 looks resilient on the surface, so the edge is isolating individual stressed parcels. 55112 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 55112 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55112 can be compared directly against any other ZIP in Ramsey County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55112, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55112's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 55112 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.