ZIP 55127 Property Distress & Foreclosure Data

Composite property distress in 55127 (Ramsey County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (95/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Structural risk reads 58/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 8% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,607 residents call 55127 home, typically aged 42. Home values center near $433,200, an affordability ratio of 3.6× — accessible. Vacancy runs 3.0%. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 83% of homes, renters 17%. 4.2% of residents fall below the poverty threshold. Median household income is $113,355, above the U.S. median near $78,000. There are about 7,782 housing units across 55127. Educational attainment sits at 53% bachelor's-or-above. Rent burden reaches 34% of tenant households.

Overall, 55127 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.