ZIP 55127 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55127 (Ramsey County, Minnesota) at a low 16/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100). The pressure is most legible in structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Latent structural risk is 33/100 while live distress already moving reads 1/100.

The peak-phase market in 55127 posted values that rose 2.4% over the year, and 8% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

18,607 residents call 55127 home, typically aged 42. A median home runs $433,200 here, or 3.6 times local income. The vacancy rate is 3.0%. The demographic-stress sub-score lands at 24/100. The tenure split is 83% owner-occupied to 17% rented. 4.2% of residents fall below the poverty threshold. At $113,355, median income runs above typical U.S. levels. There are about 7,782 housing units across 55127. Around 53% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened.

Overall 55127 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55127 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 55127 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 55127 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 55127 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 55127 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.