ZIP 55101 Property Distress & Foreclosure Data

ZIP code 55101 in Ramsey County, Minnesota carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. Structural risk reads 58/100 against active distress of 1/100.

The market reads peak — home values rose 2.9% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 7,937 people live here, median age 36. The tenure split is 23% owner-occupied to 77% rented. Households earn a median $72,703 — near the roughly $78,000 national figure. There are about 5,836 housing units across 55101. A median home runs $260,400 here, or 3.5 times local income. Vacancy runs 9.1%. On demographic stress specifically, 55101 scores 33/100. Roughly 13.7% live below the poverty line. About 57% have a four-year degree. Rent burden reaches 46% of tenant households.

Net-net, 55101 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.