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ZIP 55101 Foreclosure, Tax-Lien & Distress Report

Ramsey County, Minnesota · Distress market

Scored purely from public records, 55101 (Ramsey County, Minnesota) returns a low composite of 16/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The pressure is most legible in structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The split runs 33/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 2.4% year on year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 7,937 people live here, median age 36. Owners hold 23% of homes, renters 77%. At $72,703, median income runs near typical U.S. levels. The ZIP holds roughly 5,836 housing units. A median home runs $260,400 here, or 3.5 times local income. Vacancy runs 9.1%. DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 13.7%. About 57% have a four-year degree. Around 46% of renters are cost-burdened.

Net-net, 55101 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 55101 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 55101's 16/100 can be lined up against any neighbor in Ramsey County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 55101, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55101's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55101 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
33/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 55101

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk95
Another 9 scored dimensions sit behind 55101

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 55101 distress snapshot

A live read on 55101: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Ramsey County ZIP reports

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Get the full acquisition report for 55101

Every distressed parcel in 55101 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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