Ramsey County, MN: Foreclosures, Tax Liens & Distressed Properties

Ramsey County, MN, Minnesota: 27 ZIP codes scored, Ramsey County, MN averaging 18/100 (low, Ramsey, MN), from 16 to 24. Ramsey County, MN is in its peak phase (Ramsey, MN confidence 16/100): Ramsey, MN home prices up 2.4% (Ramsey, MN) over twelve months. Ramsey County, MN lender headwind: 61/100.

Highest-scoring Ramsey County, MN ZIPs: 55418 (24/100), 55038 (23/100), 55125 (23/100), 55118 (22/100), 55421 (21/100), 55432 (21/100). Also scored in Ramsey County, MN: 55449, 55110, 55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108.

Across Ramsey County, MN's scored ZIPs: median home value $337,515, household income $88,193, 5.3% vacancy, 11.5% poverty, 62% owner-occupied, median age 36.9.

Ramsey County, MN insurance distress 7/100 (#2,412 in the US); FEMA hazard 0/100 for Ramsey, MN; 3 Ramsey, MN NFIP flood claims; Ramsey, MN construction distress 1/100.

33 banks with 93 branches lend in Ramsey County, MN; Ramsey, MN weighted bank stress 66/100, highest 100/100 in Ramsey, MN.

Ramsey County, MN unemployment 5.0% (Ramsey, MN +0.3 pts, six months); 1,200 new housing units permitted in Ramsey County, MN over twelve months, Ramsey, MN up 104% from 589; Ramsey, MN home prices +5.4% a year (Ramsey, MN) over three years.

233,870 housing units in Ramsey County, MN; 85,371 Ramsey, MN renter households; 49% of Ramsey, MN renters spend 30%+ of income on rent, 24% (Ramsey, MN) half or more.

Ramsey County, MN ranks #3,202 nationally on the opportunity index (Ramsey, MN, among all ranked counties); Ramsey, MN scores 19.8/100 and Ramsey, MN sits #83 inside Minnesota. Ramsey, MN is in the weak opportunity phase; Ramsey, MN's primary driver is bank institutional, Ramsey, MN second driver vacancy; Ramsey, MN moved down 6 places. 112 short-sale listings across Ramsey, MN; 113 days on market observed in Ramsey, MN; 5.3% vacancy over 27 Ramsey, MN ZIPs.

0.4% of Ramsey County, MN mortgages were ninety-plus days late in December 2025; Ramsey, MN's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Ramsey, MN's ninety-day rate is down 0.1 points on twelve months earlier; the Ramsey, MN peak since 2008 was 3.7% in November 2009; Minnesota overall reads 0.6%.

Ramsey County, MN has 18 watched banks; 18 Ramsey, MN banks sit in an elevated band. Ramsey, MN footprints: Bankcherokee (3 branches, stress 85) in Ramsey, MN; Premier Bank (3 branches, stress 53) in Ramsey, MN; Highland Bank (2 branches, stress 99) in Ramsey, MN.

HUD lists 85 assisted multifamily properties in Ramsey County, MN with 8,601 units; 2,478 Ramsey, MN units are assisted, 19 Ramsey, MN properties under project-based Section 8.

12,543 of the 233,870 housing units in Ramsey, MN sit vacant. Ramsey County, MN permitted 927 multifamily units in twelve months; Ramsey, MN's one-to-four unit structures added 273 units in Ramsey County, MN.