Ramsey County, MN: Foreclosures, Tax Liens & Distressed Properties

Ramsey County, Minnesota is mapped parcel-to-ZIP by DLRadar's public-record distress engine. County-level credit and bank headwind reads 61/100 — elevated, a sign of lender stress locally. The county spans 27 scored ZIP codes, averaging 18/100 composite distress. Individual Ramsey County ZIPs score between 16 and 24 on the 0–100 composite.

The peak-phase county posted home values that rose 2.4% over twelve months (phase confidence 16/100). With pricing topped out, distress turns selective as the ZIP scores below show.

Near the cycle top at +2.4% YoY (16/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. Its 61/100 lender headwind signals what's coming: banks under pressure move REO faster.

Leading Ramsey County on distress: 55125 (24/100), 55038 (23/100), 55418 (23/100), 55118 (22/100), 55421 (21/100), 55432 (21/100). Further scored ZIPs: 55449, 55110, 55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108.

Profile-wise, the ZIPs DLRadar tracks across Ramsey County come in at 5.3% of units sitting vacant, typical home values near $337,515, poverty running near 11.5%, 62% owner-occupancy, household income averaging about $88,193, above the national median, a median age of 36.9. These fundamentals signal the kind of distress to expect and the buyer pool on exit.

At 18/100 composite over 27 ZIPs, the opportunity hides below the average — work it parcel by parcel. Subscribers get each Ramsey County parcel's owner and contact detail, APN, its own score, the lender behind it and an exit read.

Because Ramsey County, Minnesota is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Ramsey County against neighboring markets or the rest of Minnesota on equal footing.

Read Ramsey County, Minnesota as a heat map for effort — the county's low composite of 18/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. All Ramsey County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Ramsey County leads with 55125 (24/100), 55038 (23/100), 55418 (23/100), 55118 (22/100), 55421 (21/100), 55432 (21/100). DLRadar also scores 55449, 55110, 55101, 55102, 55103, 55104, 55105, 55106 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Ramsey County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.