ZIP 55103 Foreclosure, Tax-Lien & Distress Report

ZIP 55103's composite property-distress score is 16/100 - DLRadar classes that as low for Ramsey County, Minnesota. Structural exposure scores 33 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (95/100)).

The peak-phase market in 55103 posted values that rose 2.4% over the year, and 9% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 13,892 with a median age of 33. Vacancy runs 7.2%. Owners hold 43% of homes, renters 57%. About 27% have a four-year degree. The typical home is worth about $257,500 (5.0× income). At $47,872, median income runs below typical U.S. levels. The ZIP holds roughly 5,790 housing units. The demographic-stress sub-score lands at 41/100. The poverty rate is 26.5% — high, a tax-stress and distress correlate. Rent burden reaches 42% of tenant households.

Net-net, 55103 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 55103 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55103 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55103 can be compared directly against any other ZIP in Ramsey County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 55103 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 55103 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.