ZIP 55103 Property Distress & Foreclosure Data

DLRadar grades ZIP 55103 (Ramsey County, Minnesota) at a low 26/100 for overall property distress. Structural exposure scores 58 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 9% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

13,892 residents call 55103 home, typically aged 33. Vacancy runs 7.2%. Owners hold 43% of homes, renters 57%. Educational attainment sits at 27% bachelor's-or-above. Home values center near $257,500, an affordability ratio of 5.0×. Median household income is $47,872, below the U.S. median near $78,000. There are about 5,790 housing units across 55103. DLRadar's demographic-stress index for the area reads 41/100. 26.5% of residents fall below the poverty threshold. Rent burden reaches 42% of tenant households.

Taken together, 55103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.