ZIP 55113 Property Distress & Foreclosure Data

Composite property distress in 55113 (Ramsey County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The latent-versus-live split is 58/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.9% year on year, and 11% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $86,830 — near the roughly $78,000 national figure. Around 42% of renters are cost-burdened. On demographic stress specifically, 55113 scores 28/100. About 55% have a four-year degree. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 6.1%. The tenure split is 66% owner-occupied to 34% rented. About 40,786 people live here, median age 41. A median home runs $350,200 here, or 3.8 times local income. The ZIP holds roughly 19,289 housing units.

Net-net, 55113 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.