ZIP 55113 Foreclosure, Tax-Lien & Distress Report

Ramsey County, Minnesota's ZIP 55113 registers 16/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100). The split runs 33/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 11% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $86,830, near the U.S. median near $78,000. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 55% bachelor's-or-above. The poverty rate is 7.4% — low. Vacancy runs 6.1%. The tenure split is 66% owner-occupied to 34% rented. About 40,786 people live here, median age 41. The typical home is worth about $350,200 (3.8× income, relatively affordable). The ZIP holds roughly 19,289 housing units.

On balance, 55113 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55113 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 55113's 16/100 can be lined up against any neighbor in Ramsey County, Minnesota or any ZIP coast to coast. Where the record is thin for 55113, the field stays empty rather than modeled, and fills in as new documents post.

55113's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 55113 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.