ZIP 55114 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 55114 in Ramsey County, Minnesota comes in at 16, a low composite-distress reading. Structural exposure scores 33 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100). The sharpest non-environmental signals are structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).
The peak-phase market in 55114 posted values that rose 2.4% over the year, and 20% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $319,800 (4.5× income). DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 3,118 housing units. Owners hold 22% of homes, renters 78%. The vacancy rate is 13.4% — elevated. Median household income is $65,236, below the U.S. median near $78,000. Educational attainment sits at 67% bachelor's-or-above. Around 46% of renters are cost-burdened. 4,655 residents call 55114 home, typically aged 31. The poverty rate is 15.9%.
Net-net, 55114 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55114 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 55114's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 55114, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 16/100 for 55114 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 55114 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 55114 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 55114 distress snapshot
The live 55114 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Ramsey County ZIP reports
Nearest ZIP codes to 55114
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
More ZIP, county and state distress intelligence connected to Ramsey County, Minnesota.
Unlock parcel-level detail for ZIP 55114
Open 55114 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology