ZIP 55114 Property Distress & Foreclosure Data

Ramsey County, Minnesota's ZIP 55114 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 58 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (95/100)). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The peak-phase market in 55114 posted values that rose 2.9% over the year, and 20% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $319,800 (4.5× income). The demographic-stress sub-score lands at 36/100. There are about 3,118 housing units across 55114. 22% of housing is owner-occupied. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. At $65,236, median income runs below typical U.S. levels. Around 67% of adults hold a bachelor's degree or higher. Rent burden reaches 46% of tenant households. Population is roughly 4,655 with a median age of 31. The poverty rate is 15.9%.

On the whole, 55114 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.