ZIP 55126 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · Distress market
On DLRadar's 0-100 distress scale, ZIP 55126 in Ramsey County, Minnesota comes in at 16, a low composite-distress reading. Its heaviest discrete signals: structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The split runs 33/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (95/100).
The market reads peak — home values rose 2.4% year on year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
5.7% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Median household income is $109,017, above the U.S. median near $78,000. Vacancy runs 2.7%. About 63% have a four-year degree. There are about 11,842 housing units across 55126. 81% of housing is owner-occupied. A median home runs $384,900 here, or 3.4 times local income. The demographic-stress sub-score lands at 23/100. About 27,484 people live here, median age 44.
Broadly, 55126 is a steadier market — the deals are the exceptions, not the rule. While 55126 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 55126 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55126 can be compared directly against any other ZIP in Ramsey County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 55126 shows blanks, not estimates, wherever the record is sparse.
55126's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55126 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 55126’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 55126 by the numbers
Current distress, phase, housing and lender-pressure figures for 55126, drawn from the same report attached to each property.
Neighbouring ZIPs in Ramsey County
Nearest ZIP codes to 55126
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Other reports tied to Ramsey County, Minnesota — ZIP, county and statewide.
Unlock the full ZIP 55126 acquisition report
The full 55126 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology