ZIP 55126 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 55126 in Ramsey County, Minnesota comes in at 16, a low composite-distress reading. Its heaviest discrete signals: structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The split runs 33/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5.7% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Median household income is $109,017, above the U.S. median near $78,000. Vacancy runs 2.7%. About 63% have a four-year degree. There are about 11,842 housing units across 55126. 81% of housing is owner-occupied. A median home runs $384,900 here, or 3.4 times local income. The demographic-stress sub-score lands at 23/100. About 27,484 people live here, median age 44.

Broadly, 55126 is a steadier market — the deals are the exceptions, not the rule. While 55126 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55126 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55126 can be compared directly against any other ZIP in Ramsey County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55126 shows blanks, not estimates, wherever the record is sparse.

55126's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55126 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.