ZIP 55126 Property Distress & Foreclosure Data

DLRadar grades ZIP 55126 (Ramsey County, Minnesota) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). On the structural side it scores 58/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100)).

The peak-phase market in 55126 posted values that rose 2.9% over the year, and 10% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 5.7% — low. Around 37% of renters are cost-burdened. At $109,017, median income runs above typical U.S. levels. The vacancy rate is 2.7%. Around 63% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,842 housing units. 81% of housing is owner-occupied. The typical home is worth about $384,900 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 23/100. Population is roughly 27,484 with a median age of 44.

On balance 55126 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.