ZIP 55102 Property Distress & Foreclosure Data

In Ramsey County, Minnesota, ZIP 55102 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100)). The latent-versus-live split is 58/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The peak-phase market in 55102 posted values that rose 2.9% over the year, and 10% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $74,143, median income runs near typical U.S. levels. The poverty rate is 13.7%. The typical home is worth about $292,200 (3.8× income, relatively affordable). The ZIP holds roughly 11,750 housing units. Around 55% of adults hold a bachelor's degree or higher. 46% of housing is owner-occupied. The vacancy rate is 9.7%. The demographic-stress sub-score lands at 29/100. Around 29% of renters are cost-burdened. Population is roughly 19,565 with a median age of 39.

On balance 55102 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.