ZIP 55102 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · Distress market
Ramsey County, Minnesota's ZIP 55102 registers 16/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (95/100)). Structural exposure scores 33 and live distress 1 on the 0–100 scale. What sets it apart are the readings on structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.
The peak-phase market in 55102 posted values that rose 2.4% over the year, and 10% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $74,143, near the U.S. median near $78,000. Roughly 13.7% live below the poverty line. A median home runs $292,200 here, or 3.8 times local income. The ZIP holds roughly 11,750 housing units. About 55% have a four-year degree. 46% of housing is owner-occupied. Vacancy runs 9.7%. On demographic stress specifically, 55102 scores 29/100. Around 29% of renters are cost-burdened. Population is roughly 19,565 with a median age of 39.
On balance 55102 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 55102 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 55102's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 55102, the field stays empty rather than modeled, and fills in as new documents post.
55102's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 55102 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 55102’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 55102 distress snapshot
55102 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Ramsey County
More distress data near 55102
Keep going: ZIP, county and state distress coverage for Ramsey County, Minnesota.
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Rules-based scoring — each signal ties to a public dataset · methodology