ZIP 55106 Foreclosure, Tax-Lien & Distress Report

In Ramsey County, Minnesota, ZIP 55106 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100)). Structural exposure scores 33 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The peak-phase market in 55106 posted values that rose 2.4% over the year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 33/100. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $68,601, below the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 4.2%. Population is roughly 56,969 with a median age of 32. Rent burden reaches 39% of tenant households. Owners hold 60% of homes, renters 40%. Home values center near $241,800, an affordability ratio of 3.4× — accessible. The ZIP holds roughly 20,044 housing units.

Overall, 55106 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 55106 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55106 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 55106 stays directly comparable to neighboring ZIPs and the rest of Ramsey County, Minnesota. The score is rebuilt from public data as it updates, so 55106 reflects the current record instead of a stale or modeled snapshot.

55106's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55106 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.