ZIP 55108 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · Distress market
ZIP 55108's composite property-distress score is 16/100 - DLRadar classes that as low for Ramsey County, Minnesota. The sharpest non-environmental signals are structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100). Structurally it carries 33/100, against 1/100 of stress already in motion.
Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 10% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $84,583 — near the roughly $78,000 national figure. 53% of housing is owner-occupied. On demographic stress specifically, 55108 scores 28/100. Around 35% of renters are cost-burdened. Population is roughly 15,339 with a median age of 34. Home values center near $375,600, an affordability ratio of 4.3×. Roughly 10.7% live below the poverty line. Vacancy runs 2.8%. Around 71% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,935 housing units.
Broadly, 55108 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 55108's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 55108, the field stays empty rather than modeled, and fills in as new documents post.
Behind 55108's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 55108 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 55108 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 55108 by the numbers
Current distress, phase, housing and lender-pressure figures for 55108, drawn from the same report attached to each property.
More ZIPs across Ramsey County
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Other reports tied to Ramsey County, Minnesota — ZIP, county and statewide.
See every distressed parcel in 55108
The full 55108 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology