ZIP 55118 Foreclosure, Tax-Lien & Distress Report

ZIP 55118's composite property-distress score is 22/100 - DLRadar classes that as low for Dakota County, Minnesota. Latent structural risk is 50/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Leading the profile are structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 10% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

29,396 residents call 55118 home, typically aged 42. 7.5% of residents fall below the poverty threshold. A median home runs $350,600 here, or 3.9 times local income. The ZIP holds roughly 13,972 housing units. About 46% have a four-year degree. Rent burden reaches 50% of tenant households. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 5.0%. Median household income is $85,229, near the U.S. median near $78,000.

Overall 55118 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 55118 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 55118's 22/100 can be lined up against any neighbor in Dakota County, Minnesota or any ZIP coast to coast. Where the public record is thin for 55118, the field stays empty rather than modeled, and fills in as new documents post.

55118's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 55118 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.