ZIP 55118 Property Distress & Foreclosure Data

Composite property distress in 55118 (Dakota County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 10% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

29,396 residents call 55118 home, typically aged 42. 7.5% of residents fall below the poverty threshold. Home values center near $350,600, an affordability ratio of 3.9× — accessible. There are about 13,972 housing units across 55118. Educational attainment sits at 46% bachelor's-or-above. Rent burden reaches 50% of tenant households. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 5.0%. Median household income is $85,229, near the U.S. median near $78,000.

Overall, 55118 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.