ZIP 55121 Foreclosure, Tax-Lien & Distress Report

ZIP code 55121 in Dakota County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 50/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). The pressure is most legible in structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The peak-phase market in 55121 posted values that rose 2.4% over the year, and 5% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,329 residents call 55121 home, typically aged 36. Home values center near $301,400, an affordability ratio of 3.5× — accessible. There are about 4,397 housing units across 55121. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 4.6%. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. 42% of housing is owner-occupied. At $86,929, median income runs near typical U.S. levels. Rent burden reaches 30% of tenant households. About 42% have a four-year degree.

Overall 55121 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 55121's 22/100 can be lined up against any neighbor in Dakota County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 55121 reflects the current record instead of a stale or modeled snapshot.

55121's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55121 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.