ZIP 55121 Property Distress & Foreclosure Data

DLRadar grades ZIP 55121 (Dakota County, Minnesota) at a low 26/100 for overall property distress. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 5% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,329 residents call 55121 home, typically aged 36. Home values center near $301,400, an affordability ratio of 3.5× — accessible. There are about 4,397 housing units across 55121. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 4.6%. 7.1% of residents fall below the poverty threshold. Owners hold 42% of homes, renters 58%. Median household income is $86,929, near the U.S. median near $78,000. Rent burden reaches 30% of tenant households. Educational attainment sits at 42% bachelor's-or-above.

Overall, 55121 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.