ZIP 55009 Property Distress & Foreclosure Data

DLRadar grades ZIP 55009 (Goodhue County, Minnesota) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (44/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (63/100)). On the structural side it scores 58/100, with 5/100 of stress already active.

The peak-phase market in 55009 posted values that rose 3.2% over the year, and 8% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $89,023, median income runs above typical U.S. levels. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 3,535 housing units. The poverty rate is 5.7% — low. Around 27% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. The vacancy rate is 7.4%. The typical home is worth about $331,300 (3.5× income, relatively affordable). Population is roughly 8,258 with a median age of 44.

On balance 55009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.