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ZIP 55009 Foreclosure, Tax-Lien & Distress Report

Goodhue County, Minnesota · Distress market

ZIP 55009's composite property-distress score is 22/100 - DLRadar classes that as low for Goodhue County, Minnesota. Leading the profile are structural risk (49/100), institutional ownership (39/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (16/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (63/100)). Structural exposure scores 49 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $89,023, median income runs above typical U.S. levels. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 3,535 housing units. The poverty rate is 5.7% — low. Educational attainment sits at 27% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Vacancy runs 7.4%. The typical home is worth about $331,300 (3.5× income, relatively affordable). 8,258 residents call 55009 home, typically aged 44.

On balance, 55009 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55009 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 55009's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 55009 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 55009's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55009 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
49/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 55009

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk63
Another 9 scored dimensions sit behind 55009

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

55009 at a glance

A live read on 55009: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 55009 distress and acquisition report

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