ZIP 55089 Property Distress & Foreclosure Data

ZIP code 55089 in Goodhue County, Minnesota carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), FEMA disaster exposure (63/100). On the structural side it scores 57/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (57/100), construction/permit lag (54/100), institutional ownership (49/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 3.3% year on year, and 12% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Households earn a median $105,938 — above the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. Roughly 11.5% live below the poverty line. A median home runs $384,800 here, or 3.5 times local income. Around 4% of renters are cost-burdened. About 1,760 people live here, median age 45. About 31% have a four-year degree. The vacancy rate is 7.7%. On demographic stress specifically, 55089 scores 23/100. The ZIP holds roughly 630 housing units.

Net-net, 55089 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.