ZIP 55089 Foreclosure, Tax-Lien & Distress Report

Goodhue County, Minnesota's ZIP 55089 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (68/100)). The latent-versus-live split is 49/100 structural and 6/100 already moving. The pressure is most legible in structural risk (49/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (18/100).

The peak-phase market in 55089 posted values that rose 2.7% over the year, and 12% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $105,938, median income runs above typical U.S. levels. Owners hold 92% of homes, renters 8%. The poverty rate is 11.5%. Home values center near $384,800, an affordability ratio of 3.5× — accessible. Rent burden reaches 4% of tenant households. Population is roughly 1,760 with a median age of 45. About 31% have a four-year degree. Vacancy runs 7.7%. DLRadar's demographic-stress index for the area reads 23/100. There are about 630 housing units across 55089.

Broadly, 55089 is a steadier market — the deals are the exceptions, not the rule. While 55089 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 55089's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 55089 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 55089 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 55089 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.