ZIP 55992 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55992 (Goodhue County, Minnesota) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). The pressure is most legible in structural risk (51/100), institutional ownership (43/100), construction/permit lag (43/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 51/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 7% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,563 housing units across 55992. Households earn a median $103,144 — above the roughly $78,000 national figure. Population is roughly 5,547 with a median age of 43. The vacancy rate is 3.0%. About 34% have a four-year degree. Around 21% of renters are cost-burdened. Owners hold 80% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 22/100. A median home runs $274,600 here, or 2.5 times local income. The poverty rate is 6.7% — low.

Broadly, 55992 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 55992 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 55992 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 55992 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55992 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 55992 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.